Know Your Coverage
In-depth articles on every coverage type — written in plain language so you can make confident, informed decisions about protecting what matters most.
Sound Advice™ — Insuring Your Financial Journey
Honest Insurance Insights
Plain-language guides that answer the questions Canadians are actually searching.
Life InsuranceHow Much Life Insurance Do I Need? (A Real Calculator Guide)
Skip the guesswork with our step-by-step paper calculator guide using the DIME formula and income rules.
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Policy ComparisonTerm vs Whole Life Insurance: The Honest Comparison Nobody Gives You
An honest comparison covering costs, pros, cons, and the trending wealth-building angle so you can choose wisely.
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Wealth StrategyUsing Life Insurance to Build Wealth: What Nobody Tells You
How cash value works, the tax advantages, who benefits, and the risks nobody talks about.
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Pet InsuranceIs Pet Insurance Worth It? A Real Cost Breakdown
Real costs, what's covered, what's not, and when pet insurance pays off (and when it doesn't).
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Juvenile InsuranceJuvenile Life Insurance: The Gift That Grows With Your Child
Lock in lifelong insurability, build tax-advantaged cash value, and give a head start no adult policy can replicate.
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Handouts & Guides
Step-by-step handouts for CRA account access, RESP education savings, and your CPP statement.
CRA Client Letter to Grant Access
A clear, step-by-step guide to registering for a CRA account and granting access — with an infographic and downloadable PDF.
RESP 101 — Education Savings Guide
How RESPs work, government grants, withdrawals, plus real cost-planning tools for post-secondary.
CPP Statement of Contributions Guide
How to view your CPP record in My Service Canada Account, what to check, 2026 figures, and what Marie can and can't see.
Keeping You Safe
A 7-part series on identity theft, fraud prevention, and what to do if you're a victim.
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How Much Coverage Do You Need?
Get a quick ballpark estimate for life or travel insurance — no sign-up required.
Quick Coverage Estimator
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Insurance in the News
Stats, trends, and insights — refreshed weekly with Canadian-relevant data.
Canadian Household Life Coverage Climbs to Record Average
Canadian household life insurance protection reached an average of $509,000, rising from previous years as consumers seek stronger safety nets against living costs. Overall, 23 million Canadians are covered under $6 trillion in total active policies nationwide. — CLHIA / WOWA.ca Market Data
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Join the NSP INC Member Area
Create a free account to get full access to every calculator, in-depth coverage guides, and the NSP INC newsletter — a complimentary resource for our clients and contacts.
- Full access to all 5 insurance calculators
- Complete in-depth coverage guides
- NSP INC member newsletters & market insights
- Exclusive tips from your advisor
Sound Advice™ — free to join, always.
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